Frequently Asked Questions

How much can I borrow?: It's possible to borrow between $100 - $1000. The exact amount you can borrow will be dependent on your circumstances and your lender.
When will I need to repay the loan?: You can arrange repayment for your next payday or over a number of paydays. A longer loan period will require a larger repayment.
When will the loan clear in my account?: The loan could be in your account on the same day you apply or within 24 hours depending on the time you applied.

If you want the loan cash within the same day, it's recommended that you apply before 3pm.
Do I qualify for a Payday Loan?: To qualify, you'll need to be 18 or over and in a permanent job.

You'll also need a bank account for the loan to be paid.
Will bad credit stop me getting a payday loan?: A credit check is just one of the issues our lenders will consider when assessing eligibility for a payday loan.

You current situation is usually more relevant than your credit history.
What information do I need to supply?: You will be asked for

Fast Application
Same Day Deposit
Quick Approvals

Our lenders may offer you a loan with an APR between 458.6% and 824.8%

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Nonpayment may affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders. More responsible lending information.

Maximum funded amount of loan depends on qualification criteria. Same day funding may be available depending
on lender and time of application approval. We will attempt to find you a lender or a broker from within our network of lenders.
Loan approval is at the discretion of the lender. If you have defaulted on past transactions, you may be declined for a loan.
We are a finance broker and fully authorized credit represetatives of our lenders. Terms and Conditions apply.