What can you use an instant cash loan for?
There are times when even the most finance-savvy of people could do with some extra cash to see them through to the end of the month. Payday loans can help your short term cash needs.
Some of the most common reasons for Australians taking out a payday loan include:
Payday Loans for Car Repairs: For most Australians, a car is a necessity, not a luxury. If you commute to work or need a car to take the kids to school, it is impossible to wait until you get paid before fixing a broken car. A payday loan can help pay for a car repair in an emergency.
Payday Loans for Utility Bills: Weâ€™ve all had those higher-than-expected utility bills in the post that have left us gasping for breath. Whether itâ€™s a phone bill, gas, electricity or broadband, an unexpectedly high bill can cause problems for monthly budgets. But payday loans can help rebalance your budgeting.
Payday Loans Dental Costs: A trip to the dentist can not only be painful, it can be expensive, too. But it is always best not to delay where your health is concerned, so why wait until payday when you need treatment now? Enter payday loans.
Keeping Bank Accounts in Credit: While payday loans can be expensive if taken out for the long term, if you know you can pay the money back quickly, payday loans can save you money compared to the costly unauthorised overdraft charges many banks charge customers for going overdrawn.
Buying a Must-Have: Sometimes it is just too tempting to buy a must-have item like a new jacket, iPad or even a car, especially when they are on offer at a discounted price. Also if you need money for a holiday or perhaps a weekend away with friends, many people turn to payday loans to help fund their trip.